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What is Personal Loan?
A personal loan is an ideal solution whether you want to plan a dream vacation, consolidate debt, or cover unexpected expenses. These loans are unsecured and offer flexibility in how they can be utilized.
Banks evaluate your creditworthiness, income, and
financial history to determine the loan amount, interest rate, and repayment terms.
Why Choose Loan2cart for personal loan?
The question is, how do we go about it?
We make it easy for you!
- Apply Online: Fill out our application form, providing essential details such as your name, contact information, employment details, and desired loan amount.
- Get a Callback: You will shortly receive a call-back from our loan executive for a FREE discovery session!
- Instant Decision: Once you submit your application, our advanced algorithms review your information and provide an instant decision.
- Loan Approval: If approved, you will receive a loan offer outlining the loan amount, interest rate, and repayment terms.
- Funds Disbursement:Upon accepting the loan offer, the funds will be deposited directly into your bank account within 24-48 hours, allowing you to access the money you need quickly.
What is the eligibility criteria for applying for a personal loan?
A minimum age of 21 is required
A valid government-issued ID is required
Income stability is required
Credit history should be kept up to date
FAQs
The maximum loan amount you can apply is for 25 lakhs.
How long does it take to receive a decision on my application?
The minimum credit score required is 700+ to qualify for a loan.m
Yes. personal loan is a type of loan that can be used for any purpose.
our partners
We have epitomized on the strength of our network across the Top Banks & NBFCs of India who are the key pillars in redefining finance